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Buying a car opens doors to new experiences and unforgettable memories, but it also opens doors to potential unexpected expenses. Our Guaranteed Asset Protection (GAP) coverage protects you from paying large out-of-pocket expenses for the “gap” between your insurance settlement and the balance of your loan in case your vehicle is totaled or stolen.


  • Covers up to $50,000 of the gap between your insurance settlement and your loan or lease balance
  • Covers up to $1,000 of your insurance deductible
  • Covers loans up to 150%* of your vehicle’s value, which leaves room to include other investments to protect your vehicle
  • Protects your investment for the term of your loan, up to seven years

EasyCare GAP Protection must be purchased at the time of vehicle purchase. This one-time fee can be included in the financing of your new or used car, truck, or SUV.

How GAP Works

Let’s put it into perspective: You owe $14,000 on the loan or lease of your vehicle. Your insurance settlement value is $12,000, and your deductible is $1,000. After your deductible, you receive $11,000 from the insurance company.  This leaves you with a gap of $3,000 still owed on a vehicle you can no longer drive.

EasyCare Gap Coverage

*Loan to value may vary by place; see your EasyCare dealer for specific terms.

Want to know more?


The information presented on this site is intended for marketing purposes only and is a summary of the benefits offered. Not all plans are available in all areas and coverage may vary by state. Ask your dealer representative for the actual contract for complete terms, conditions, exclusions and state-specific language. Purchase of this coverage is optional and is not required to qualify for financing.