Guaranteed Asset Protection


Buying a car opens doors to new experiences and unforgettable memories, but it also opens doors to potential unexpected expenses. Our Guaranteed Asset Protection (GAP) coverage protects you from paying large out-of-pocket expenses for the “gap” between your insurance settlement and the balance of your loan in case your vehicle is totaled or stolen.


  • Covers up to $50,000 of the gap between your insurance settlement and your loan or lease balance
  • Covers up to $1,000 of your insurance deductible
  • Covers loans up to 150%* of your vehicle’s value, which leaves room to include other investments to protect your vehicle
  • Protects your investment for the term of your loan, up to seven years

EasyCare GAP Protection must be purchased at the time of vehicle purchase. This one-time fee can be included in the financing of your new or used car, truck, or SUV.

How GAP Works

Let’s put it into perspective: You owe $14,000 on the loan or lease of your vehicle. Your insurance settlement value is $12,000, and your deductible is $1,000. After your deductible, you receive $11,000 from the insurance company.  This leaves you with a gap of $3,000 still owed on a vehicle you can no longer drive.

EasyCare Gap Coverage

*Loan to value may vary by place; see your EasyCare dealer for specific terms.

**GAP Coverage may vary by state or lender and may be reduced subject to terms, conditions, exclusions and state-specific language; see your EasyCare dealer for the actual contract.

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