About Us

In 1984, founder Larry Dorfman set out to do something about the negative connotation that was so readily associated with the car buying and servicing experience. He set out to change the paradigm and create ultimate peace of mind with premier driver benefits and superior customer satisfaction starting from the vehicle purchase, through the ownership cycle, and on to the next vehicle purchase. From this, the EasyCare brand was born, and became recognized on a national scale. 

EasyCare, an APCO Holdings brand, is a leading marketer and administrator of automotive aftermarket products sold throughout the United States. With more than 40 years of experience, we offer a full suite of F&I products, innovative dealer services and industry-leading customer service. We proudly hold an A+ rating from the Better Business Bureau, and our products are the industry’s only MotorTrend Recommended Best Buy. Toronto-based Ontario Teachers’ Pension Plan, Canada’s largest single-profession pension plan, is the majority shareholder of our parent company APCO Holdings, LLC.

Core Values

 

I am Invested. I believe in APCO’s vision, goals, and purpose. I am committed to doing my part to further the success of the company, our customers, and my colleagues.

I am Authentic. I am genuine, sincere, and transparent in every interaction. I learn from every experience.

I am Principled. I strive to do the right things that are aligned with the best interests of the company. I lead by example and take responsibility for my work.

I am Caring. I show respect and compassion for our customers, our company, and my colleagues. I act with empathy and honesty.

I am Open. I embrace other points of view and believe our differences make us stronger. I am willing to accept and drive change.

Our Leadership Team

The APCO Holdings leadership team has decades of automotive experience with a proven track record of driving results for dealers, agents, and partners.

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Finnbar O’Neill

Executive Chairman

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Tony Wanderon

Chief Executive Officer

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John Lee

President

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Bob Haeffner

Chief Financial Officer

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KUMAR KATHINOKKULA

Chief Technology Officer

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COURTNEY HOFFMAN

Chief Revenue Officer

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CHRISTINA SCHRANK

Chief Services Officer

ERIKA AHERN CURRAN

Chief Legal Officer

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DAVID DECREDICO

SVP, Reinsurance

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GREG ENGLISH

SVP, Managing Director EasyCare

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Mark Cortez

SVP, Direct Sales

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SPENCER WANDERON

SVP, Indirect Sales

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JENNIFER HADDOW

VP, Marketing

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YAHAIRA CALERO

VP, Human Resources

Locations

6010 Atlantic Blvd
Norcross, GA 30071

208 Ponte Vedra Park Dr
Ponte Vedra Beach, FL 32082

440 Polaris Pkwy #250
Westerville, OH 43082

6010 Atlantic Blvd
Norcross, GA 30071

208 Ponte Vedra Park Dr
Ponte Vedra Beach, FL 32082

440 Polaris Pkwy #250
Westerville, OH 43082

Miami, FL
Raleigh, NC
Suffolk, VA
Bolingbrook, IL
Forth Worth, TX

Colleyville, TX
Edmond, OK
Peoria, AZ
Brea, CA

Ogden, UT
Stanwood, WA
Oak Brook, IL
Laguna Hill, CA

Indianapolis, IN
Sioux Falls, SD
Cincinnati, OH
McKinney, TX


Contact Us

Got questions? We’ve got answers.


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Finnbar O’Neill

Executive Chairman

Finbarr (“Fin”) O’Neill joined the Board of APCO in February 2018 and was named CEO & Chairman in May 2019. Fin has over 20 years of experience as CEO with various companies in the automotive industry. Most recently, Mr. O’Neill was President and CEO of J.D. Power. In his 10 years with J.D. Power, Fin helped lead the firm through a period of dramatic expansion into data & analytics, and integration of strategic acquisitions including the NADA Used Car Guide and the used car pricing consumer website National Appraisal Guides. Previously, he served as CEO of Hyundai Motor America where he helped lead a brand turnaround, Mitsubishi North America, and Reynolds & Reynolds.

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Tony Wanderon

Chief Executive Officer

Tony Wanderon was named CEO of APCO in 2023. He has more than 32 years in the industry as an Agent, Administrator and Executive for a Fortune 50 company and has spearheaded or been involved in many public and private sale transactions of companies he has led. Throughout his career, Tony has been an innovator and leader in the automotive F&I industry, pioneering several F&I products including GAP and Trade-In Protection and developed the first successfully integrated dealer-owned Personal Lines Insurance Agency.‍​

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John Lee

President

John Lee joined APCO in 1991 with the primary responsibility of developing and managing APCO’s insurance relationships and risk management policies and procedures. He was promoted to President in 2003 after having served in various positions, including Chief Operating Officer. Prior to joining APCO, John was a Claims Manager at General Group International and Maryland Casualty Company. He holds a B.A. from Furman University and an Honorary Degree in Foreign Studies from Kansai Gaidai University in Hirakatashi, Japan.

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Bob Haeffner

Chief Executive Officer

Bob joined APCO in 2022 as Chief Financial Officer. He brings nearly 30 years of experience in finance and accounting with a deep understanding of the automotive retail industry. Bob brings a wealth of industry experience in accelerating growth and raising capital, strategic business planning, mergers and acquisitions, and corporate governance. Bob comes to APCO with significant financial executive experience in consulting and the automotive sector. Most recently, he served as Vice President and CFO of Southeastern Toyota Distributors, LLC. He received his master’s degree in business administration from the University of Miami and his bachelor’s in economics and management from Trinity College in Deerfield, Ill.

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KUMAR KATHINOKKULA

Chief Technology Officer

Kumar Kathinokkula joined APCO in 2024 to lead Information Technology, bringing over 30 years of experience in IT and product management with deep expertise in the automotive F&I industry. Kumar was the cofounder of the first SaaS-based F&I aftermarket sales and administration platform. After leading that company to a successful private equity funded exit, he has more recently launched AI and digital transformation technologies for the F&I industry. Kumar holds a Bachelor of Technology degree from Osmania University and a Masters in Environmental Engineering from Missouri University of Science and Technology.

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COURTNEY HOFFMAN

Chief Revenue Officer

Courtney Hoffman drives APCO’s organic and inorganic growth engines, overseeing our national sales teams, agent partnerships, post-purchase sales, and a robust F&I training program. Courtney will also guide APCO’s M&A growth plan, building on recent acquisition gains. She brings over 25 years of industry experience in Claims, Operations, OEM/strategic partnerships, mergers and acquisitions, and sales leadership.

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CHRISTINA SCHRANK

Chief Services Officer

Christina Schrank leads Claims and Operations with a laser focus on providing the service and support our customers deserve and expect. Over her 25+ years with the company, Christina has held the roles of Operations Supervisor, Director of Operations, VP of Marketing and Customer Support, and COO of NAC. She holds a degree in Business Administration and has been honored several times by industry publications for her contributions to the industry.

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DAVID DECREDICO

SVP, Reinsurance

David DeCredico joined APCO as its Vice President for Reinsurance Programs in 2004 after spending the early part of his career in Public Accounting. David holds a Bachelor of Arts degree from Wake Forest University and a Master’s of Science in Management from the Georgia Institute of Technology. David is also a licensed Certified Public Accountant. In 2007, in addition to managing EasyCare’s Dealer Reinsurance programs, he took on primary responsibility for Program Development and managed the relationships with all of APCO’s OEM and other private labels.

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GREG ENGLISH

SVP, Managing Director EasyCare

Greg English leads the EasyCare sales channel for APCO Holdings and is focused on helping dealers grow their business and achieve their goals. He joined APCO in 2016 after the acquisition of Automotive Development Group (ADG), an agency in the Southeast where he served as the President for over 19 years. Greg has decades of automotive experience, including Southeast Toyota and JM&A. Greg holds a Bachelor of Arts degree in business from The Citadel.

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SPENCER WANDERON

SVP, Indirect Sales

Spencer Wanderon leads APCO’s indirect agency channel nationally, supporting partners in growing their business and driving success in their agency. Spencer and his team employ a responsive relationship-building approach that separates them from the pack and makes them the best in the industry. He holds a Bachelor’s in Finance & Economics from the University of Alabama. His twin girls motivate him to be the best he can be.

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JENNIFER HADDOW

VP, Marketing

Jennifer Haddow brings over 20 years of experience leading marketing strategy and execution, focusing on brand positioning, targeted demand generation, and sales enablement for the APCO Holdings family of brands. She joined APCO in 2015 as Director of Marketing, then Senior Director of Marketing Operations in 2019, and was promoted to Vice President of Marketing in 2023. Prior to joining APCO, Jennifer led creative services for a global medical technology company and held various marketing roles at mortgage services and lending technology companies. She holds a B.A. in Public Relations from the University of Georgia.‍ 

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YAHAIRA CALERO

VP, Human Resources

Yahaira Calero is an empowering leader with nearly 20 years of experience in human resources, business operations, and customer service within the automotive industry. She joined APCO in 2022 as Director of HR Operations and was promoted to Vice President of Human Resources in 2023. In her current role, Yahaira supports APCO’s leaders with a unique perspective and appreciation that human capital is every organization’s most important asset. Before joining the APCO team, her roles included HR Relationship Manager and various operational roles at JM Family Enterprises. Yahaira received her MBA from Florida Atlantic University and her bachelor’s in criminal justice from John Jay College in New York City.  

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MARK CORTEZ

SVP, Direct Sales

Mark Cortez is a proven leader with a distinguished industry track record that spans 25 years. Mark joined EasyCare in 2023 as Senior Vice President of Direct Sales. In this role, Mark leads the direct sales distribution channel and oversees the onboarding and integration of agency acquisitions. Mark’s experience in Retail Automotive, F&I Income Development, Product Development, Reinsurance, and Sales Leadership helps EasyCare deliver best-in-class service and support to its direct dealer clients across the country. Mark was a student-athlete at Texas Christian University in Fort Worth, TX. He received a Bachelor’s in Business Administration from TCU’s M.J. Neeley School of Business and was a 4- year letterman/3-year starter on the Horned Frogs football team.